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Financial Performance |
33.3% |
25% |
Profitability |
ROE |
ROE Improvement |
ROA |
ROA Improvement |
Cost/Income Ratio |
Cost/Income Ratio Improvement |
25% |
Asset Quality |
NPL Ratio |
NPL Ratio Change |
Loan Loss Coverage |
25% |
Liquidity |
Loan/Deposit Ratio |
Liquid Asset/Deposit Ratio |
25% |
Capital Adequacy |
Tier 1 CAR |
Total CAR |
Common Equity/Asset |
Investor Relations Services |
33.3% |
16.6% |
Information Disclosure |
Website has up-to-date biz operations |
Website has up-to-date financial statements |
Website has up-to-date press release |
Website has up-to-date shareholding structure |
Website has up-to-date organizational structure |
Website has up-to-date corporate group structure |
Website has up-to-date annual report to download |
Website has notice to call shareholders' meeting |
16.6% |
Financial Result Reporting |
Financial reporting frequency |
Time the bank takes to report financial results |
16.6% |
Strength of IR Department |
Separate IR department |
Number of dedicated IR officers |
IR contact info |
Biggest equity/rights issue/preferred share raising activity in last 2 yrs |
16.6% |
Response to Queries |
Time for the bank to respond to information requested |
Completeness of info requested |
16.6% |
Independent Directors |
% of independent shareholders |
16.6% |
Transparency of Board/Remuneration |
Disclosure of director nomination procedure |
Disclosure of directors annual remuneration |
Disclosure of CEO annual remuneration |
Disclosure of board meetings and attendance |
Disclosure of risk committee meetings and attendance |
Numerical limits on multiple directorships |
Disclosure of CEO shareholding |
Disclosure of each director's shareholding |
Whether proxy voting is allowed |
Shareholder Return |
33.3% |
100% |
Shareholder Return |
Relative total shareholder return |
Composite Score |
100% |
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