Best Digital-Only Bank is LINE BK

Its robust credit model, combining app usage data with financial score assessment, has taken a leap in creditworthiness assessment in digital banking.    

With a customer base of 5.2 million in 2022, its digital-only platform offers unsecured loans with a higher risk appetite. It has an outstanding balance of $517 million, that represents 25% YoY growth.  

For its commitment to innovation and customer-centric solutions that makes them today’s leaders in digital banking, the award for the Best Digital-Only Bank goes to LINE BK.