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Our research and analysis on Mortgage
The following in-depth pieces represent our archive of research and analysis on Mortgage.
Affordability the key paradigm in long-term debt sustenance in consumer lending in Saudi Arabia
Date: Apr 24, 2013
Author: Research
Categories: Mortgage, Retail Banking, Saudi Arabia
Keywords: Eisa Al Eisa, Samba Financial Group, Citibank
Having grown its market share in the mortgage business over the last four years, Samba Financial Group plans to transform itself into a diversified retail banking player.
Heightened regulations and changing consumer mind-set challenge retail banking growth
Retail banks in the Middle East and Asia Pacific will need to quickly shift from being account-focused to becoming more customer-centric so as to stay ahead of the curve.
One Click Mortgage solution enables greater cost-efficiency for Hana Bank
Hana Bank’s One Click Mortgage is the only online mortgage product to date, in the South Korean market, that offers full online functionality – from e-application to e-closing.
BIBD capitalises on regulatory enhancements to capture retail banking market share
BIBD’s transformation from a gun and barrel bank to a modern retail financial services institution have seen the bank yield increasingly positive results.
High consumer risk and slow loan demand keep Philippine banks off lending to retail clients
Most Philippine banks are still slow on growing their lending portfolio due to only gradually improving risk management and collection abilities and slow demand for consumer loans.
“We’ve been working on our China strategy for 20 years”
In a video interview, Rick Waugh, CEO, Scotiabank, explains how the bank’s unique strategy and strategic market expansion in emerging markets have contributed to the bank’s financial strength.
Cambodian banks’ strong growth potential buoyed by innovations in retail sector
Strong economic fundamentals in Cambodia have allowed its banking sector to develop steadily, with its prospect of growth boosted by service and technological innovations initiated by both domestic and foreign banks.
Interview transcript: Rick Waugh, CEO of Scotiabank, September 22nd 2011
Rick Waugh, CEO of Scotiabank, on the bank's business mix and its focus on emerging markets, the Canadian mortgage model, and the bank's investments and acquisitions.



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