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Our research and analysis on Cards
The following in-depth pieces represent our archive of research and analysis on Cards.
News Analysis
Citibank becomes first non Asian bank allowed to issue credit cards in China
Date: Feb 13, 2012
Author: Baron Laudermilk
Citibank obtains the approval of China’s banking regulator to offer credit cards in their own name to local customers.
Research Report
High consumer risk and slow loan demand keep Philippine banks off lending to retail clients
Date: Nov 08, 2011
Author: Research
Most Philippine banks are still slow on growing their lending portfolio due to only gradually improving risk management and collection abilities and slow demand for consumer loans.
Opinion
Chinese bank profits not expected to dim in 3Q
Date: Oct 26, 2011
Author: Peter Hoflich
Inflation and harsh regulations are expected to bite into profits in due course, with NPLs likely to stir only in 2012.
Opinion
Changing the ATM key to global EMV migration
Date: Oct 13, 2011
Author: Issa Keshek
Issa Keshek, regional director, Middle East and Asia Pacific, Level Four, feels the global impetus to migrate to EMV has identified several best practices.
News Analysis
HSBC leans up for emerging market growth with $33b sale of US division
Date: Aug 11, 2011
Author: Wong Wei Han
With 30,000 job cuts across the board and the sale of a big US business, HSBC begins global repositioning with a stronger focus on regions with better growth potential.
Interviews
Interview transcript: AP Hota, Managing Director and CEO, National Payments Corporation of India, June 1st 2011
Date: Jul 01, 2011
Author: Editorial
AP Hota, managing director and ceo of National Payments Corporation of India, discusses the organization of the NPCI, the role of Mobile Money 2.0, liquidity and risk management.
Interviews
Interview transcript: Aditya Menon, EVP, Global Alliances, Obopay, June 1st 2011
Date: Jun 16, 2011
Author: Editorial
Aditya Menon, EVP of global alliances at Obopay, believes the US service aggregate transcation model is picking up, technologies & partners are critical to success, and P2P transactions have yet to reach critical mass in India.
Opinion
Banks and telcos cannot outwit each other on mobile payments in China
Date: Jun 01, 2011
Author: Fang Fang
Fang Fang, senior strategy analyst at Shanghai Pudong Development Bank, sees technical standards and business models as the main challenges to the development of mobile payments in China.



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