Most Philippine banks are still slow on growing their lending portfolio due to only gradually improving risk management and collection abilities and slow demand for consumer loans.
Issa Keshek, regional director, Middle East and Asia Pacific, Level Four, feels the global impetus to migrate to EMV has identified several best practices.
With 30,000 job cuts across the board and the sale of a big US business, HSBC begins global repositioning with a stronger focus on regions with better growth potential.
AP Hota, managing director and ceo of National Payments Corporation of India, discusses the organization of the NPCI, the role of Mobile Money 2.0, liquidity and risk management.
Aditya Menon, EVP of global alliances at Obopay, believes the US service aggregate transcation model is picking up, technologies & partners are critical to success, and P2P transactions have yet to reach critical mass in India.
Fang Fang, senior strategy analyst at Shanghai Pudong Development Bank, sees technical standards and business models as the main challenges to the development of mobile payments in China.