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Our research and analysis on Cards
The following in-depth pieces represent our archive of research and analysis on Cards.
Increased debit card uptake in South Korea drives down credit card growth margin
Date: Jun 07, 2013
Author: Wendy Weng
Categories: Cards, Consumer Finance, Databook, Retail Banking, South Korea
Keywords: FSC, FSS
Growth in total credit card transaction value rose a mere 3.9% to $524.8m in 2012, much slower than the 9.5% growth notched in 2011.
Australian banks shift channel focus showing slower growth in traditional channels usage
With the positive take-up rate amongst Australian retail customers, mobile banking will be instrumental in altering the way bank branches are used going forward.
Heightened regulations and changing consumer mind-set challenge retail banking growth
Retail banks in the Middle East and Asia Pacific will need to quickly shift from being account-focused to becoming more customer-centric so as to stay ahead of the curve.
China CITIC Bank employs data-oriented strategy to activate dormant card accounts
China CITIC Bank’s credit card activation rates improved 389% since implementing SAS’ marketing campaign, designed to improve credit card management.
E.Sun Bank casts gaze to Southeast Asia and China to deliver future growth
Joseph Huang, president of E.Sun Bank, discusses the bank’s strategies to boost market share and capture additional revenue growth.
Taiwanese banks driven to rethink banking strategies and focus on domestic strengths
Bank SinoPac restructures WMP approach and aims to leverage on renminbi business to drive growth in an over-saturated market.
China CITIC Bank implements data-driven strategy to drive future growth
The joint stock bank redefines its credit card centre strategy to create more successful marketing communications, whilst also improving risk management capabilities.
Significant benefits for Singapore banks with Europay, Mastercard and VISA initiative
Singapore’s migration to chip based technology adopting the EMV standard unlikely to pose technical challenge to banks, offering benefits in reducing fraud levels and supporting plans for new debit based payment programs.



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