Our research and analysis on Cards
The following in-depth pieces represent our archive of research and analysis on Cards.
Interview transcript: Stephen Koseff, CEO, Investec
Date: Apr 14, 2014 | Author: Stephen Koseff
Stephen Koseff, CEO, Investec, talks about corporate financing, investments in technology, and building human capital.
“If you make products simple, cost is greatly reduced”
Date: Mar 17, 2014 | Author: Research
Anton Friend, treasurer at South Africa’s Capitec Bank discusses the bank’s core focus on retail, factors that allowed it to gain a foothold in the country, and the service model.
Disintermediation in retail payments forcing banks to develop culture of digital finesse
Date: Sep 12, 2013 | Author: Research
Developing a convenient payments instrument even better and more secure in product application and usage is critical for market success.
Embracing productivity and innovation key to sustaining profitability in besieged retail banking sector
Date: Jul 24, 2013 | Author: Research
Banks in Asia Pacific are responding to tightening regulations and fee ceilings with creative strategies and more effective business models.
Sky-high household debt puts Malaysia’s economic growth at risk
Date: Jun 27, 2013 | Author: Magessan Raj
Consumer debt in Malaysia stood at 80.5% of its GDP as of 2012, higher than the government debt level of 53%.
Increased debit card uptake in South Korea drives down credit card growth margin
Date: Jun 07, 2013 | Author: Wendy Weng
Growth in total credit card transaction value rose a mere 3.9% to $524.8m in 2012, much slower than the 9.5% growth notched in 2011.
Australian banks shift channel focus showing slower growth in traditional channels usage
Date: Apr 25, 2013 | Author: Durva Lakhlani
With the positive take-up rate amongst Australian retail customers, mobile banking will be instrumental in altering the way bank branches are used going forward.