Our research and analysis on Cards
The following in-depth pieces represent our archive of research and analysis on Cards.
Disintermediation in retail payments forcing banks to develop culture of digital finesse
Date: Sep 12, 2013 | Author: Research
Developing a convenient payments instrument even better and more secure in product application and usage is critical for market success.
Akihito Nohara, former EVP of Rakuten Bank discusses how the bank pulled off an impressive recovery by introducing a fee based business model and leveraging on the strengths of Rakuten Group.
Embracing productivity and innovation key to sustaining profitability in besieged retail banking sector
Date: Jul 24, 2013 | Author: Research
Banks in Asia Pacific are responding to tightening regulations and fee ceilings with creative strategies and more effective business models.
Sky-high household debt puts Malaysia’s economic growth at risk
Date: Jun 27, 2013 | Author: Magessan Raj
Consumer debt in Malaysia stood at 80.5% of its GDP as of 2012, higher than the government debt level of 53%.
Increased debit card uptake in South Korea drives down credit card growth margin
Date: Jun 07, 2013 | Author: Wendy Weng
Growth in total credit card transaction value rose a mere 3.9% to $524.8m in 2012, much slower than the 9.5% growth notched in 2011.
Australian banks shift channel focus showing slower growth in traditional channels usage
Date: Apr 25, 2013 | Author: Durva Lakhlani
With the positive take-up rate amongst Australian retail customers, mobile banking will be instrumental in altering the way bank branches are used going forward.
Heightened regulations and changing consumer mind-set challenge retail banking growth
Date: Mar 27, 2013 | Author: Research
Retail banks in the Middle East and Asia Pacific will need to quickly shift from being account-focused to becoming more customer-centric so as to stay ahead of the curve.
China CITIC Bank employs data-oriented strategy to activate dormant card accounts
Date: Feb 07, 2013 | Author: Baron Laudermilk
China CITIC Bank’s credit card activation rates improved 389% since implementing SAS’ marketing campaign, designed to improve credit card management.