• Published on 1 March 2023
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Best City Commercial Retail Bank in China 2023 is Bank of Beijing

• This bank by far has the largest pool of total assets among all the city commercial banks in China as of June 2022 and remains a top-tier player. The bank has one of the largest customer deposits, which is 11% more than the next bank in line, signaling strong brand value.
• The bank posted the highest fee-income ratio of 32% in 2022, the highest among Chinese retail banks, indicating a more diverse and service-oriented business structure. 
• The bank has provided services with full lifecycle coverage for retail customers and innovated with children’s finance products.
• For its leading scale and brand value among peers, high fee-income ratio and innovation in product design, the Best City Commercial Retail Bank in China is Bank of Beijing.