Wealth management, insurance and trading lift operating income to a record. Non-performing loan ratio remains below the Asia Pacific median at 0.9%. Total capital adequacy ratio is the third highest among the world’s top 10 strongest banks. Singapore, 27 October 2026 – OCBC ranks as the third strongest bank in the world and the strongest in Singapore and Asia Pacific in the TAB Global 1000 World’s Strongest Banks 2026 ranking. “OCBC’s diversified earnings, sound asset quality and strong capital position distinguish it from many of its regional peers. Its ability to combine profitability with prudent balance sheet management has been an important factor in its financial strength,” said Christian Kapfer, Research Director, TABInsights. “The criteria used to assess the strongest bank in the world are very comprehensive, and we are very happy that the OCBC franchise is able to fulfil the criteria to emerge as Asia Pacific’s strongest bank, as well as the strongest bank in Singapore,” said Tan Teck Long, Group CEO of OCBC. Tan said OCBC’s financial strength was built over generations through the hard work of its bankers and the trust of its customers. “We will continue to build our franchise based on the trust placed in us by our customers,” he added. Diversified earnings support record income and profitability In 2025, growth in wealth management, insurance and trading lifted OCBC’s operating income to a record. Non-interest income accounted for 41% of operating income, above the 40% median for the world’s top 10 strongest banks and nearly double the Asia Pacific median of 23%. Wealth management fees rose 33%, while assets under management reached a record SGD 343 billion ($267 billion). OCBC’s diversified franchise combines commercial and consumer banking with private banking, insurance and asset management. Through Bank of Singapore, Great Eastern and Lion Global Investors, the group has capabilities extending beyond traditional lending, enabling it to serve a broader range of customer needs across ASEAN and Greater China. This diversified income base supported a return on assets of 1.2%, above the 1.1% median for the world’s top 10 strongest banks and twice the Asia Pacific median of 0.6%. OCBC continued investing in talent and technology while maintaining a cost-to-income ratio well below the regional median. Loans and deposits grow while asset quality remains sound Loans and deposits grew faster than the regional median, with deposit growth led by current and savings accounts. Asset quality remained sound, with a non-performing loan ratio of 0.9%, against the Asia Pacific median of 1.5%, supported by ample loan-loss reserves. Robust capitalisation provides resilience and capacity for growth OCBC’s total capital adequacy ratio of 19.4% was the third highest among the world’s top 10 strongest banks, exceeding their median of 17.8% and the Asia Pacific median of 14.4%. OCBC has identified maintaining strong capital, liquidity and risk management capabilities as priorities for navigating external shocks while continuing to invest in technology, talent and strategic growth opportunities. The group is seeking to balance these investments with cost discipline under its The Next Frontier strategy. OCBC’s combination of diversified earnings, sound asset quality and strong capitalisation provides a financial foundation for navigating geopolitical uncertainty, changing trade patterns and technological disruption. Its ability to sustain that strength will depend on maintaining financial discipline while investing in the capabilities needed to support customers and future growth. About the programme TAB Global 1000 World’s Largest and Strongest Banks Rankings provide an annual assessment of the banking industry’s financial and business performance. The rankings were first introduced in 2002, covering the largest banks in Asia Pacific, and expanded to assess the region’s strongest banks in 2007. In 2023, they were extended globally to cover the world’s 1,000 largest and strongest banks. The World’s Strongest Banks ranking uses a detailed and transparent scorecard to evaluate banks and financial holding companies across seven dimensions of balance sheet strength and financial performance. These are sovereign risk, scale, balance sheet growth, risk profile, profitability, asset quality and liquidity, incorporating 15 financial and sovereign factors. Sovereign risk is a new dimension for 2026, recognising the impact of the sovereign environment on banks’ balance sheet strength. About TAB Global TAB Global owns and manages digital content platforms including The Asian Banker, Wealth and Society and BankQuality.com, as well as learning platforms The Banking Academy and The Skill Store. Incorporated in Singapore, it has offices in Beijing and Dubai, with support offices in Kuala Lumpur and Manila, and plans to expand to Johannesburg, London, Zurich and New York. For further information on the programme, please contact: Grace Zhi Tel: (65) 8874 3111 [email protected]
