For its integrated and advanced enterprise payments platform the award Best Corporate Banking and Payment Technology Initiative goes to CIMB Bank and ACI Worldwide. The bank implemented an enterprise payments platform for all account-to-account payments—real-time, ACH, RTGS and cross-border—across consumer and business segments. The ISO20022-native solution replaced fragmented legacy systems with a unified platform, doubling transaction throughput and achieved high uptime. A rule engine and name-matching algorithm boosted straight-through processing by 30%. With full SWIFT MX compliance and enhanced analytics, the platform improved operational efficiency, scalability and regulatory readiness across the bank’s ASEAN footprint.