For its comprehensive transformation, scalability and resilience, the award for Best Core Banking Technology Initiative (Mid-size Bank) goes to Vietnam Maritime Commercial Joint Stock Bank (MSB) and Temenos.

The bank delivered a comprehensive core banking transformation spanning retail and corporate functions, including teller systems, trade finance, and payments. Built on Temenos Transact with integrated data lake and open APIs, the platform achieved high uptime and strong growth in customers and accounts, a fivefold increase in daily transaction volume, and a tenfold rise in transaction throughput. With 90% of transactions processed in under five seconds, and rapid product rollout, the bank achieved significant digital and operational gains.