Bank Mandiri expanded digital access to working capital and risk-mitigation tools for both corporates and SMEs in Indonesia. Through its Kopra platform, it enabled 24/7 trade and guarantee transactions, real-time tracking, and Enterprise Resource Planning (ERP) integration via host-to-host services. New offerings such as non-recourse receivables purchase and one-tap supplier financing via its super app made capital access frictionless. It also secured a high-profile trade mandate for a multinational high-tech automative company, issuing an irrevocable guarantee to support a $1 billion electric vehicle financing. By end-2024, its letter of credit market share reached more than 27% and bankers’ guarantee market share more than 30%, reinforcing its position as a key player in Indonesia’s trade finance ecosystem.