Kuala Lumpur, Malaysia, 6 May 2026 - UOB Malaysia reported a net profit before tax (NPBT) of MYR2.5 billion ($568 million) and total operating income of MYR4.9 billion ($1.11 billion) for the financial year ended 2025. This was driven by a 9.5 per cent growth in operating profit and a lower level of expected credit losses, supported by writebacks of non-impaired assets. UOB Malaysia’s net profit before tax increased by 15.6 per cent (2024: MYR2.2 billion ($500 million)), while operating income grew by 4.5 per cent to MYR4.9 billion ($1.11 billion) (2024: MYR4.7 billion ($1.07 billion)) backed by net interest income growth from an optimised balance sheet, better non-interest income and higher income contribution from Islamic Banking business. Meanwhile, the bank’s cost to income ratio improved by more than two per cent reflecting continued disciplined cost management across the bank while total allowances for expected credit losses declined significantly by almost 70 per cent benefited from write-back of non-impaired assets. In 2025, UOB Malaysia’s gross loans, advances and financing grew by 2.8 per cent to MYR112.6 billion ($25.6 billion) (2024: MYR109.5 billion ($24.9 billion)), supported by steady growth across both its Wholesale and Retail segments. Meanwhile non-bank deposits rose 5.8 per cent to MYR121.3 billion ($27.6 billion) (2024: MYR114.6 billion ($26.0 billion)). As the bank continued to strengthen its balance sheet, it remained focus on growing and maintaining quality deposits, resulting in improved funding mix and higher CASA ratio. Ng Wei Wei, chief executive officer, UOB Malaysia, said, " We are pleased to deliver a net profit before tax of MYR2.5 billion ($568 million) in 2025, reflecting steady income growth across our core businesses, disciplined cost management and lower credit cost. This strong performance reflects the resilience of our franchise, prudent risk management and our continued focus on building a sustainable, well-balanced business to support our customers and Malaysia’s long-term growth.” The bank’s solid credit standing and stable outlook were also reaffirmed by its AAA rating by RAM Holdings Berhad, a distinction it has maintained since 2012. Its capital position remained strong, with a Common Equity Tier 1 ratio of 14.7 per cent and a Total Capital Ratio of 17.9 per cent, well above regulatory requirements, providing a sufficient buffer to support future growth. As UOB Malaysia marks its 75th year, the bank remains focused on deepening regional connectivity, strengthening its platforms and scaling cross-border capabilities to support customers’ growth. This is supported by the bank’s outlook on Malaysia’s position of relative strength amid global uncertainties, backed by resilient domestic demand, a stable labour market and steady investment flows, alongside national initiatives that are strengthening economic complexity and accelerating the shift towards higher value-added sectors. The bank has also put in place its financial relief assistance programme to support customers affected by the West Asia conflict and strongly encourages customers that anticipate or are already experiencing financial difficulties to engage early with the bank by contacting its dedicated support channels or relationship managers. In recognition of its consistent financial performance, strong regional connectivity and commitment to sustainability, UOB Malaysia was awarded FinanceAsia’s 2026 Best Bank and Best Sustainable Bank in Malaysia under the International Categories. This achievement marks the second consecutive year the bank has secured both accolades. Re-disseminated by The Asian Banker
