• Published on 18 March 2023
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Best Enterprise Risk Management in Vietnam

• The winning bank is moving its infrastructure to a private cloud that is more secure to mitigate cyber risks and data protection.
• The bank attained a low liquidity risk as its net liquidity gap is positive. Its assets are 1.11 times more than its liabilities and it does not grant unsecured loans.
• The bank also has a low market risk, as its total sensitivity interest gap is positive, and the interest-sensitive assets exceeds the interest-sensitive liabilities. It highlights a low exposure to interest rate risk and has a healthy capital adequacy ratio of 12%.
• For establishing a robust enterprise-wide risk management policy, low exposure on liquidity, market, and credit risk, the Best Enterprise Risk Management in Vietnam is by ACB (Asia Commercial Bank).