This winning initiative allows interest accrual on locked funds while providing dual-access options within the same account, setting a new standard in convenience and security.

With over 43,000 accounts amounting to more than SGD 4.8 billion ($3.6 billion) secured, this programme far exceeded the industry average adoption rate, demonstrating exceptional effectiveness in fraud prevention.  

The award for Best Anti-Fraud Customer Initiative goes to OCBC’s ‘Money Lock’.