Kuang Wenchuan, President of GienTech Research Institute, explored how artificial intelligence and next-generation digital infrastructure like its ORIGIEN support financial institutions worldwide in their digital transformation efforts.

Vietcombank, VietinBank, Cake, BIDV and TPBank were recognised at The TAB Global Excellence in Retail Finance and Technology Innovation Vietnam Awards 2025 in Hanoi.

Vietnam’s banking sector is entering a new phase of transformation, fuelled by robust economic growth, demographic tailwinds, supportive regulation and a deepening commitment to technology, trust and transparency. The Asian Banker Vietnam Awards 2025 spotlighted the banks that exemplify leadership in applying innovation to real-world impact across AI, personalisation, SME banking, embedded finance, ESG, cybersecurity and industry consolidation in Vietnam in 2024.

Tokenisation and blockchain are rapidly becoming transformative forces in finance, with the potential to enhance security, transparency and efficiency. Industry experts explored how these technologies can reshape asset management and pave the way for a new era of digital trust.

Indonesia’s Kata.ai evolves from a personal assistant app into a leading B2B conversational AI platform, offering multilingual voice, chat and digital avatar solutions to banks and businesses across Indonesia and beyond.

Quantum computing promises unparalleled speed and power in risk modelling, data analysis and security. As this technology transitions to practical applications, leading experts discussed how financial institutions can proactively embrace its benefits.

China's technological capabilities have been gaining attention, with noteworthy developments taking place at a rapid pace. As the third sessions of the 14th National People's Congress and the Chinese People's Political Consultative Conference (CPPCC) National Committee begin, they highlight how innovation drives holistic progress for China and beyond.‬‬‬

As the banking industry shifts to high-frequency interactions, AI, open banking and embedded finance drive real-time services, requiring financial institutions to rethink speed, integration and user experience.

Under CEO Sanath Manatunge, Commercial Bank of Ceylon has maintained its position at the forefront of Sri Lanka’s banking sector, focusing on asset quality, digital transformation and support for SMEs amid ongoing economic challenges.

As China's private banking and entrepreneur services sector grapples with a confluence of challenges, from slowing wealth creation to changing client priorities, leading institutions are dramatically reshaping their business models around entrepreneur-focused services.

Vietnam’s digital banking market is booming, and Cake is leading the way with innovation and AI-driven efficiency.

Artificial intelligence (AI) could soon make mobile apps as outdated as bank branches after the first wave of digital innovation. Banks must streamline operations with AI and enable customer AI agents to access services.

Bank of America is expanding its transaction banking business across Asia Pacific, positioning itself as a partner for multinational corporations, financial institutions and non-bank financial institutions (NBFIs). By delivering tailored solutions across payments, liquidity, FX and trade finance, and investing in scalable digital infrastructure, the bank has made transaction banking the backbone of its global corporate and investment banking (GCIB) franchise in the region.

Stablecoins are reshaping finance, bridging fiat currencies and digital assets. Initially created to counter cryptocurrency volatility, they have become essential for payments, cross-border transactions and decentralised finance (DeFi). With major financial players embracing stablecoins, the sector is set for rapid expansion.

As the world grapples with economic uncertainty, inflation and rising geopolitical risks, China has unveiled a powerful fiscal response with significant implications both domestically and globally. While delivering the government work report to China’s national legislature, Chinese premier Li Qiang unveiled the country’s shift for the first time “to a more proactive fiscal policy.”