At the Singapore FinTech Festival 2025, Nethermind’s Delane Foo outlined why institutional tokenisation on public Web3 infrastructure is still constrained by opaque, protocol-layer processes—and why visibility from wallet to settlement is becoming essential for financial institutions entering on-chain environments.

Legislative reforms and industry standards are accelerating digital trade. Structured documentation, automated verification and interoperable systems are forming the basis for conditional execution across global supply chains.

At the Singapore FinTech Festival 2025, Nicole Sandler, head of corporate and regulatory affairs at the Centre for Finance, Innovation and Technology, outlined the UK’s stability-first strategy for regulating stablecoins, global divergence in reserve and redemption models, and preparations ahead of the 2026 dual-track regime.

Quantum computing is still emerging, but its security implications have entered the financial system’s planning horizon. Banks and regulators are now confronting the multi-year task of mapping cryptographic exposure, modernising architecture and coordinating ecosystem-wide migration to quantum-safe standards

Mastercard is scaling responsible AI across its global payments network through privacy-by-design, ethical guardrails and accountability structures. Derek Ho, deputy chief privacy, AI & data responsibility officer, explains how these foundations help high-risk systems move from pilot to production safely and in line with regulatory expectations.

Violas Xiao, CEO of XTransfer Singapore, explains how AI, data and ecosystem partnerships are shaping the company’s cross border payments infrastructure as it expands across ASEAN.

Standard Chartered is deepening the operational rigour of its AI programme, strengthening governance, consolidating platforms and sharpening measurement practices as it scales high-value use cases across 41 markets. Alvaro Garrido outlines how the bank is refining the discipline and architecture needed for enterprise-wide deployment.

Mark Kai, CFO of BOC Life, shared at the Hong Kong FinTech Week that the company is accelerating digital transformation across operations, platforms and customer services, aiming to lead Hong Kong’s competitive, cross-border life-insurance market through enhanced accessibility, efficiency and regulatory readiness.

At Hong Kong FinTech Week 2025, Maya Group CTO Alfred Lo explained how AI is expanding financial access and education in the Philippines, where most people remain outside of the formal banking system.

Danielle Szetho, head of digital asset portfolio and governance at Standard Chartered, details the bank’s efforts to embed regulated digital asset capabilities within its core businesses.

Lee Zhu Kuang, managing director and group head of UOB’s Innovation Group, outlines how the bank is preparing for tokenised assets and emerging digital money models as regional initiatives progress toward more structured forms of implementation.

MetaComp’s co-president Tin Pei Ling explains how its StableX Network addresses the structural inefficiencies and trust deficits in cross-border settlement, advancing institutional-grade infrastructure aligned with the Singapore Fintech Festival 2025 agenda on the new payments and settlement layer.

Kirit Bhatia, chief digital assets officer at Banking Circle, explained how the bank combined traditional banking infrastructure with tokenised assets to strengthen cross-border payment capabilities for institutional clients.

Isadora Arredondo, global policy director at Hedera, outlined how the network’s technical design, governance structure and regulatory engagements aim to meet institutional expectations as digital asset models progress through pilots and early-stage adoption.

First Bank of Nigeria, Bank of Punjab, Stanbic IBTC, Absa, Al Rajhi Bank and BDO Unibank were recognised at The TAB Global Finance Awards 2025 for excellence in retail banking, SME finance, cash management, trade finance and corporate banking.