Christmas Greetings 2020

In this RadioFinance virtual roundtable on payments transformation, practitioners discussed how pressures from low rates and thinning margins are forcing banks to streamline operations, lower cost, plug into customer ecosystems and explore new revenue opportunities.

Andrew Takyi-Appiah, managing director and co-founder of Zeepay, discussed efforts around promoting financial inclusion through his venture Zeepay, the only currently existing non-telco fintech player to receive an Electronic Money Issuer (EMI) or mobile money license in Ghana.

Roland Brandli, strategic product manager at SmartStream Technologies shares key challenges faced by financial institutions in real time payments and how artificial intelligence is finding increasing application in data quality and verification.

In this RadioFinance session, self-styled investment guru, Adam Khoo, explained the investment philosophy which has allowed him to be continuously successful in different market conditions.

Richard Byworth, CEO at Diginex, discusses his entrepreneurial journey in leading the first digital asset financial services with a crypto exchange to be listed on NASDAQ in the US.

Wissam Khoury, head of international at Finastra, shares views on how the technology priorities of banks have changed due to the pandemic and how financial institutions are rethinking their technology strategy in favour of cloud and fintech collaboration to accelerate their digital journey and efficiency.

Paula Da Silva, head of transaction services at SEB, discusses the impact of COVID-19 on trade and cash management business from the bank and pan-European transaction banking industry perspective and how the bank has gone full throttle to address the liquidity needs of small businesses and their owners.

Michael Sugirin, global head for Open Account Trade, Ecosystem & Trade Implementation at Standard Chartered Bank, discusses trends of nimbler and more diversified supply chains post pandemic and the importance of providing liquidity for second-tier suppliers.

Raja Gopalakrishnan, executive vice president at Global Real Time Payments, FIS, shares key trends in payments and financial technology as well as how banks could improve their competitive strength with cloud technology

Kam Chana, product innovation director at Temenos, shares her perspective on evolving financial technology trends, how banks need to rethink personalisation and customer engagement, as well as bring efficiency in their business models

Konstantin Peric, deputy director, Financial Services for the Poor at the Bill & Melinda Gates Foundation, advances the goal to increase digital usage for financial inclusion and creation of a payments platform for 1.7 billion people who remain unserved globally.

Chea Serey, assistant governor and director general of the National Bank of Cambodia discusses the development of the newly launched Bakong payment system, the first in the world to be built on distributed ledger technology and how it brings the formal financial system comprising licensed commercial banks, microfinance institutions, and payment service providers together on a single interoperable platform that connects users directly to drive financial inclusion

Holiday greeting video for Diwali Festival 2020

Well Fargo’s regional president and head of corporate and investment banking for Asia Pacific, Jafar Amin, discusses the rebound in inter regional trade and payments that may buoy outlook for 2021, and the need for institutions to be more efficient, lower cost and higher value-add players in a rate and margin depressed environment