MUFG’s Richard Yorke said the next phase of its corporate and investment banking strategy in Asia Pacific will focus on generating stronger returns from client relationships, increasing distribution and connecting financing with transaction banking, global markets and capital markets.
MUFG's Belinda Han said the bank wants to translate its regional footprint and ASEAN partner-bank network into a more integrated transaction banking franchise, capturing a greater share of clients' payments, collections, liquidity, trade and working-capital flows as intra-Asia business expands.
Partior CEO Humphrey Valenbreder said interoperability between banks, settlement institutions and different forms of commercial-bank money could reduce reliance on pre-funded bilateral accounts as the industry works to make 24/7 cross-border settlement more efficient.
BNY’s Fabian Khoshbakht expects correspondent banking, tokenised deposits, stablecoins and other emerging payment infrastructure to coexist rather than rapidly displace one another. The bigger question ahead of Sibos Miami is whether these increasingly diverse rails can work together to improve how banks and their clients move money and manage liquidity.
Bank of America’s Siddarth Gupta and Chandana Thanthrige argue that transaction banks will increasingly compete on their ability to convert data into decisions, coordinate multiple payment networks and deploy AI within clear limits as access to technology becomes less distinctive.
As cross-border payments become more sophisticated, DBS Bank's Sriram Muthukrishnan argues that competitive advantage will increasingly belong to banks that understand customer intent first, then hide the growing complexity of payment infrastructure behind a simpler customer experience.
International trade is steadily shifting from documentary trade towards open account trading, requiring banks to rethink how they assess risk and deliver financing. Runa Baksi explained how HSBC is redesigning trade finance around trusted commercial data, embedded finance and new digital operating models while preserving established risk principles.
Rather than replacing correspondent banking with a single new technology, Standard Chartered believes the next phase of cross-border payments lies in integration within a common operating model. Naveen Mallela explains why interoperability, liquidity and operational certainty are becoming more important than simply building another payment rail.
Swift has moved its blockchain-based shared ledger from concept to readiness for initial use in nine months, with 17 banks preparing to pilot live tokenised-deposit transactions. The test is whether a messaging cooperative can coordinate separate bank liabilities across borders without itself becoming a settlement institution.
As digital assets move into commercial deployment, Standard Chartered is preparing for their adoption across capital markets and payments by building capabilities in custody, tokenisation, settlement infrastructure and emerging payments.
Europe's on-chain euro challenge is no longer whether a regulated token can be issued, but whether enough banks and counterparties can make it liquid enough to matter. Qivalis, backed by 37 European banks, is testing whether commercial-bank network density can become Europe's answer to dollar stablecoin dominance.