PerspectivesPerspectives,
Perspectives,
With increased flexibility, cost effectiveness, and overall performance, moving digital infrastructure to the cloud is slowly becoming best practice for…
PerspectivesPerspectives,
Perspectives,
Multi-CBDCs will allow international settlements on a single platform, streamlining cross-border payments. Project Dunbar offers insights and challenges…
PerspectivesPerspectives,
Perspectives,
Digital and incumbent banks face growing threats from big tech and payment platforms that are evolving into full-scale financial services players. Latest…
PerspectivesPerspectives,
Perspectives,
Buy now, pay later (BNPL) schemes in Asia Pacific lag behind other markets in usage and profitability despite early investor excitement over this latest…
PerspectivesPerspectives,
Perspectives,
Licensed digital banks and P2P/marketplace platforms focused on alternative business lending to SMEs are overcoming operating and market challenges to…
PerspectivesPerspectives,
Perspectives,
Africa-focused digital banks seeking to plug the financial services gap of the unbanked face a market of about 300 million potential customers. Having…
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Perspectives,
Africa’s largest economy joins the growing list of countries turning to digital money to cut transaction costs and get more people to participate in the…
PerspectivesPerspectives,
Perspectives,
Africa represents a large growth opportunity for buy-now-pay-later (BNPL) service providers. With increased digitisation and smartphone penetration across…
PerspectivesPerspectives,
Perspectives,
With market participants anticipating a hike in rates soon, will the good old days of wider NIMs come back? Not necessarily as the difference in the maturity…
PerspectivesPerspectives,
Perspectives,
The increased use of the renminbi for international payments and investments in China’s capital markets by foreign investors, has seen demand and value…
PerspectivesPerspectives,
Perspectives,
With the proliferation of digital frauds in consumer and corporate banking, innovative mechanisms beyond bolstering the security of digital banking are…
PerspectivesPerspectives,
Perspectives,
The increased usage of IoT, big data analytics, artificial intelligence (AI), and machine learning (ML) by big techs and financial institutions (FIs) across…