Financial performance in credit ratios indicate strong credit risk management brought about by effective credit and collections within ADCB, one of the most efficient in the UAE.
The joint stock bank redefines its credit card centre strategy to create more successful marketing communications, whilst also improving risk management capabilities.
Rita Chakravarti, director of analytics at FICO, believes economic data, consumer health and credit scoring should be incorporated into credit risk management for better accuracy in forecasting.
