Banking in Brief
We follow bloggers who provide alternative, meaningful, serious and sometimes irreverent insights into the industry
Our archives on FICO
ADCB attains balance between efficiency and growth by enhancing risk resilience
Date: Dec 11, 2012Financial performance in credit ratios indicate strong credit risk management brought about by effective credit and collections within ADCB, one of the most efficient in the UAE.
Author: Esther Tan
Categories: Credit Risk, Operational Risk & Security, Regulation, Risk and Regulation, Technology & Operations, UAE
Keywords: ADCB, RBS, Central Bank of UAE, Flexcube, FICO
China CITIC Bank implements data-driven strategy to drive future growth
Date: Aug 13, 2012The joint stock bank redefines its credit card centre strategy to create more successful marketing communications, whilst also improving risk management capabilities.
Author: Carol Wheatcroft
Categories: Cards, China, Customer Centricity, Data & Analytics, Data Management, Retail Banking, Technology & Operations
Keywords: China CITIC Bank, NPL, Credit Card Centre, Data Storage, Greenplum, US EMC Corporation, EDW, MPP, ODS, Data Mining, Data Analysis, IBM, FICO, CRM
Recession can be avoided by marrying models with economic forecasting
Date: Oct 27, 2011Rita Chakravarti, director of analytics at FICO, believes economic data, consumer health and credit scoring should be incorporated into credit risk management for better accuracy in forecasting.
Author: Rita Chakravarti
Categories: Credit Risk, Data & Analytics, Risk and Regulation, Risk Management
Keywords: FICO, 2008 Economic Crisis, GDP, Default Probabilities