Bohai Bank must enhance technology and retail banking capabilities to further positive growth
Bohai Bank has displayed stellar growth in previous years by keeping costs and NPLs low. But where will its future growth come from?
Date: Nov 21, 2012
Author: Baron Laudermilk
Categories: China, Core Banking, Mobile Banking, Retail Banking, Technology & Operations
Keywords: Bohai Bank, Zhao Shigang, Sun Liguo, Standard Chartered Bank, Misys, Brenda Wong, China Merchants Bank, Shanghai Pudong Bank, Bank of Tianjin
Bohai Bank, a small commercial bank (with around 40 branches and 70 sub-branches) based in Tianjin, China, boasts an exemplary business model many should aspire to – it has managed to keep its non-performing-loans (NPLs) low, while maintaining profits, and targets a conservative and risk-averse customer base. Bohai Bank’s cautious management is one reason why the bank’s profits have grown…