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ADCB attains balance between efficiency and growth by enhancing risk resilience
Financial performance in credit ratios indicate strong credit risk management brought about by effective credit and collections within ADCB, one of the most efficient in the UAE.

Dec 11, 2012 | Esther Tan

Abu Dhabi Commercial Bank (ADCB) is one of the largest banks in the United Arab Emirates (UAE) with 12% market share by loans and 10% market share by deposits as of 2011, servicing over 450,000 retail customers and some 34,00 corporate clients. The acquisition of Royal Bank of Scotland’s (RBS) retail, wealth management and SME banking business in the UAE in 2010 increased its customer base and altered its portfolio composition, which made managing crucial credit ratios effectively even more important. ADCB runs comprehensive credit risk assessment Figure…

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Categories: Credit Risk, Operational Risk & Security, Regulation, Risk and Regulation, Technology & Operations, UAE
Keywords: ADCB, RBS, Central Bank of UAE, Flexcube, FICO
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