 Key Data
Theme Reports In addition to the Databook and AB500, we track a number of data annually by current themes. This list is modified constantly to reflect changes in the industry. Macro Trends - The Annual Intermediation Trends Report The Annual Mergers & Acquisitions Report - The post-merger synergy report The Annual Bank Distribution Trends Report - on Mobile and Internet Banking - on Branches, ATMs and Kiosks The Annual Retail Payments Trend Report on Debit, Credit and Pre-paid Cards in Asia Corporate and Wholesale Payments - The Renminbi Trends - Consolidated International payments trends for Asia - The Cross-Border Payments Report for Asia Risk and Regulation - Bankruptcy Trends in Asia Governments and Finance - Country Debt Profile |
Project Bankmetrics
We recently updated the following
Data, Research Notes, Reports, Discussion Slides, Proceedings Reports, Comments and Related InterviewsResearch Note
Thailand banks net profits to rebound sharply in 2012
Date: Apr 25, 2012
Devastated by the floods in Q3 2011, the Thai economy has bounced back on strong 9.4%YoY reconstruction loans growth, 12%YoY higher fee income and lower tax rates.
Author: Doron Foo Categories: Asian Banker 500, Databook, Industry Outlook, Thailand Keywords: Bangkok Bank, Krung Thai Bank, Siam Commercial Bank, Kasikornbank, Bank of Ayudhya, Thanachart Bank, TMB Bank, TISCO Bank, NPLs, Net Profit Growth Survey
Big Data – More than conventional analytics?
Date: Apr 13, 2012
“Big Data” has emerged as a trendy buzzword in recent months. Is there any substance to it, amidst the accompanying hype?
Author: Levina Lim Categories: Data & Analytics, Data Management, FSI Customer Relationship Management , Risk & Performance Keywords: Big Data, Data Size, Structured Data, Unstructured Data Research Note
Moderate profitability of Singapore banks expected in 2012 due to corporate loans and lack of growth opportunities
Date: Apr 12, 2012
Although Singapore bank’s bottom line profitability was driven primarily by filling the corporate loan and trade related financing gap left by European banks, DBS’s performance far outstripped its peers in 2011.
Author: Doron Foo Categories: Asian Banker 500, Databook, Industry Outlook, Singapore Keywords: DBS, OCBC, UOB, CASA, Bank Assets, AUM, Great Eastern Holding, NIM Opinion
Data security: Will banks ever adopt a data centric model?
Date: Apr 12, 2012
Adopting a data centric model for data security would require banks to classify and encrypt all sensitive data. Can this idea gain ground?
Author: Carol Wheatcroft Categories: Operational Risk & Security, Risk and Regulation, Technology & Operations Keywords: IPsec, Lance Gaines, Rune, Data Encryption, Data Security Research Note
Singapore banks well positioned despite a stagnant 2011
Date: Feb 28, 2012
2011 full year results of DBS, OCBC and UOB have revealed vulnerabilities under the current environment, but their strengths have warded against fundamental damages.
Author: Wong Wei Han Categories: Asian Banker 500, Singapore Keywords: DBS, OCBC, UOB, Financial Results Research Note
EU banks’ decreasing exposure to Asian assets: Volatility or opportunity?
Date: Jan 30, 2012
European banks contribution to total loans in Asia saw a huge decrease from 30% in 2007 to 16% in 1H 2011. What implications does this trend have for economies and markets across the region?
Author: Doron Foo Categories: Databook, Risk and Regulation Keywords: European Banks, Loans, Market Share, Liquidity Risk Research Note
Post flood recovery imminent for Thai financial sector
Date: Jan 20, 2012
With robust fundamentals in place, Thai banks are set to recover along with the country’s economy from the massive damage inflicted by the monsoon flooding.
Author: Wong Wei Han Categories: Databook, Industry Outlook, Thailand Keywords: GDP, Thai Flood, NPL, Credit Demand, Siam Commercial Bank, Krung Thai Bank, Kasikornbank Research Note
Malaysia faces growth amidst uncertainties
Date: Jan 19, 2012
Domestic consumer and credit demand sustains performances of Malaysian banks against economic downturn, while regulatory initiatives are put in place to ensure sustainability of banking sector.
Author: Wong Wei Han Categories: Databook, Industry Outlook, Malaysia Keywords: GDP, Economic Transformation Programme, Maybank, CIMB, Public Bank, Hong Leong Bank, RHB Capital, Eon Capital, M&A Research Note
South Korea’s loan growth expected to decelerate significantly due to global economic instability
Date: Jan 16, 2012
With its export orientated economy, South Korea will see a huge decrease in loan growth in tandem with declining export demand, especially from US and the EU.
Author: Doron Foo Categories: Databook, Industry Outlook, South Korea Keywords: KBFG, Woori, Hana, Shinhan, BS Financial Group, Daegu Bank, KEB, Net Income, Loans, NPL, CAR Research Note
Surge in China's entrusted credit undermine regulators effort to curb loan growth
Date: Jan 13, 2012
In the face of strict Chinese government regulations on bank lending, large companies with access to credit are acting as intermediaries by lending to entities that lack the access.
Author: Doron Foo Categories: China, Credit Risk, Risk and Regulation Keywords: Entrusted Loans, NPL Research Report
High consumer risk and slow loan demand keep Philippine banks off lending to retail clients
Date: Nov 08, 2011
Most Philippine banks are still slow on growing their lending portfolio due to only gradually improving risk management and collection abilities and slow demand for consumer loans.
Author: Research Categories: Bancassurance, Cards, Deposits and Liabilities, Mortgage, Philippines, Retail Banking Keywords: BDO, BPI, Metrobank, Philippine National Bank, Unionbank of the Philippines, Market Share Research Note
Six Lebanese banks in the top 10 strongest commercial banks in the Middle East
Date: Nov 02, 2011
Middle Eastern banks generated $18 billion in net profit in 2010 according to the AB 500 Arab Middle East rankings. Bahraini banks experienced the strongest growth in assets at 25% YoY and profits at 129% YoY.
Author: Isaac Choo Categories: Asian Banker 500 Keywords: Bahrain, Awal Bank National Commercial Bank, Loan to Deposit Ratio, Cost to Income Ratio, Net Profit Growth, ROA, ROE, Gross NPL Research Note
Commercial banks will add close to 14,000 new branches between 2011 and 2012 in the Asia Pacific region
Date: Oct 27, 2011
Amongst the Asia Pacific region countries, Indonesia and the Philippines are set to outperform their Asian peers by achieving above 7% YoY growth rates in bank branches for both 2011 and 2012.
Author: Research Categories: Asia Pacific, ATMs & Kiosks, Branch Banking, China, Databook, Indonesia, Philippines, Retail Banking Keywords: GDP Growth, Branch Penetration Research Note
Indonesia: Optimism clouded by recent scandals and increased restrictions
Date: Oct 13, 2011
Indonesia's banking sector may face diminished growth despite having 26 banks with assets totalling $274 billion and net profits of $5.4 billion ranked in the 2011-2012 AB 500 due to financial fraud and tighter regulations.
Author: Research Categories: Asia Pacific, Asian Banker 500, Databook, Indonesia Keywords: Bank Indonesia, Bank Rakyat Indonesia, Bank Tabungan Pensiunan Nasional, Bank Central Asia, Bank Chinatrust Indonesia, Bank Danamon, NPL, ROE Research Note
Maybank’s strong earnings shroud growing loan book risk
Date: Oct 11, 2011
Maybank’s deteriorating asset quality expected to accelerate soon, driven mainly by a surge in corporate loans and lower loan loss provisions.
Author: Doron Foo Categories: Asian Banker 500, Malaysia Keywords: Maybank, OCBC, Public Bank, ROA, ROE, NPL, Loan to Deposit Ratio Research Note
India: Mounting interest rates, bad loans dim outlook
Date: Oct 11, 2011
India saw 49 banks ranked in the 2011-2012 AB500 with assets totalling $1,334 billion and net profits totalling $12.6 billion, however escalating interest rates and bad loans may weaken the financial growth of its banks.
Author: Research Categories: Asia Pacific, Asian Banker 500, Databook, India Keywords: State Bank of India, HDFC Bank, ICICI Bank, KV Kamath, GDP, Inflation Research Note
Hong Kong: Renminbi activity helps Hong Kong forward
Date: Oct 07, 2011
The internationalisation of the renminbi has helped Hong Kong banks post-2008, as 19 Hong Kong banks with assets totalling $1,386 billion and net profits totalling $15.8 billion are ranked in the 2011-2012 AB 500.
Author: Research Categories: Asia Pacific, Asian Banker 500, Databook, Hong Kong Keywords: PBOC, HKMA, Dim Sum Bonds, Rmb, GDP, Inflation, Deutsche Bank Research Note
China: Fears of possible credit risk and inflation temper booming growth
Date: Oct 05, 2011
Despite having 98 banks with $10,756 billion in assets and $112.2 billion in net profits ranked in the 2011-2012 AB500, fears of a Chinese subprime lending crisis and inflation may cool down Chinese banks’ growth engines.
Author: Research Categories: Asia Pacific, Asian Banker 500, China, Credit Risk, Databook Keywords: PBOC, ICBC, CCB, ABC, BOC, CBRC, Inflation, GDP, NPL Research Note
Australia: Economy strong but bank expansion uncertain
Date: Oct 03, 2011
Australia saw 14 banks ranked in the 2011-2012 AB500 with combined assets totalling $2,706 billion and recording $22 billion in net profits, however a reduction in easy cash flow may hamper the growth of its banks.
Author: Research Categories: Asia Pacific, Asian Banker 500, Databook Keywords: Australia, RBA, OECD, ANZ, CBA, NAB, 2008 Financial Crisis Research Note
Chinese banks strong although off balance sheet risks must still be taken into consideration
Date: Sep 28, 2011
Although Chinese banks have gained considerable ground in this year’s strongest banks rankings, the threat of off-balance sheet loans to local government debt still remains prominent.
Author: Doron Foo Categories: Asia Pacific, Asian Banker 500 Keywords: Agricultural Bank of China, OCBC, Liquidity Risk, Bank Strength Research Note
Tremendous growth in financial services sector reflected in 2011 - 2012 Asian Banker 500
Date: Sep 26, 2011
The Asia Pacific region’s financial sector will continue to grow as economic and political risks plague the West and Middle East respectively.
Author: Doron Foo Categories: Asia Pacific, Asian Banker 500 Keywords: Bank of Tokyo-Mitsubishi UFJ, ICBC, Bank Size Research Note
Philippine banks have failed to capitalise on growth outside the Manila area in the last years
Date: Sep 26, 2011
Banks in The Philippines have not efficiently been leveraging their huge deposit base, while fee income from services has fallen to their lowest levels since 2007.
Author: Research Categories: Databook, Deposits and Liabilities, Retail Banking Keywords: Banking Outlook 2011, Banco De Oro, Bank of the Philippine Islands, Metrobank, Philippine National Bank, Security Bank, Union Bank of the Philippines Research Note
Low dividend yields in 2010 the result of greater confidence in reinvestment
Date: Sep 06, 2011
Asian Banker Dividend Yield Ranking 100 finds that higher dividends paid out either by developed markets that lack reinvestment opportunities, or in markets that need to compensate for high risk.
Author: Research Categories: Australia, China, Consumer Credit, Hong Kong, India, Indonesia, Japan, Korea, Malaysia, Pakistan, Philippines, Singapore, Taiwan, Thailand, Vietnam Keywords: Dividend Per Share, Dividend Yield, Operational Spending, Reserve Requirement, Capital Adequacy Ratio, GDP Growth News Analysis
What is the true level of China’s municipal debt?
Date: Jul 15, 2011
China may have understated local government debt by as much as $540 billion, according to a report by Moody’s, with most of the funding coming from banks.
Author: Nadir Ahmad Categories: China, Credit Risk, Government Finance, Risk and Regulation Keywords: Government Debt, Moody’s Research Note
Lagging standards, high NPL, inflation impede Vietnam's banks from joining the ranks of top regional players
Date: Jul 13, 2011
Vietnam boasts healthy 6.9% average GDP over last 5 years, but is still held back from realizing its full potential by operating at Basel I standards, insufficient IT infrastucture, high credit risk and employees with low skill sets.
Author: Research Categories: ATMs & Kiosks, Basel III, Branch Banking, Databook, Retail Banking, Vietnam Keywords: NPL, EFTPOS, GDP, Inflation, Interest rate Report
Comparative Country Profiles
Date: Jul 12, 2011
The charts in this section are based on previous section and are divided in to six categories. These tables and graphs allow users to contrast and rank all the countries more clearly in many different ways.
Author: Doron Foo Categories: Australia, China, Comparative Country Profile, Databook, Hong Kong, India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan, Thailand, Vietnam Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Australia
Date: Jul 12, 2011
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Australia, Databook Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Japan
Date: Jul 12, 2011
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Japan Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Singapore
Date: Jul 12, 2011
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, India Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Indonesia
Date: Jul 12, 2011
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Indonesia Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Taiwan
Date: Jul 12, 2011
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Taiwan Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Korea
Date: Jul 12, 2011
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Korea Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Vietnam
Date: Jul 12, 2011
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Vietnam Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Philippines
Date: Jul 12, 2011
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Philippines Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Thailand
Date: Jul 12, 2011
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Thailand Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - China
Date: Jul 12, 2011
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: China, Databook Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - India
Date: Jul 12, 2011
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, India Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Hong Kong
Date: Jul 12, 2011
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Hong Kong Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Malaysia
Date: Jul 12, 2011
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Malaysia Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Research Note
Prospect of microfinance remains strong in Indonesia
Date: Jul 05, 2011
Indonesia is expected to sustain significant growth as banks and other financial institutions tap into unbanked entrepreneurs that make up 60% of small businesses
Author: Research Categories: Indonesia, Retail Banking Keywords: Microfinance Bank Danamon Bank Mandiri Research Note
Stringent regulations hinder potential of foreign private banking in China
Date: Jun 29, 2011
Although demand for offshore private banking services has increased significantly from 2008-2010, restrictions on Rmb product offerings deter the growth of foreign banks in China.
Author: Research Categories: China, Private Banking, Retail Banking Keywords: HNWI, Rmb Research Note
China leads Asia in automobile finance growth for 2010
Date: Jun 15, 2011
Emerging markets leveraged on domestic economic growth and experienced continuing expansion in the automobile loans business, while developed countries faced contraction and margin compression.
Author: Research Categories: Auto-financing, China, Malaysia, Philippines, Retail Banking, Taiwan Keywords: financing ratio, BOC, Public Bank, Taishin Bank Research Report
Transaction still the bread and butter of online banking
Date: Jun 03, 2011
Identification of strongest revenue sources is part of a comprehensive 20-page Asian Banker Research Internet banking report (including 15 charts & diagrams) on executing a competitive Internet banking proposition.
Author: Research Categories: Channels, Internet Banking, Retail Banking, Technology & Operations Keywords: Online Banking, Rakuten Bank, Standard Chartered, ABSA, Permata Bank Research Note
Foreign Banks face an uphill battle in China
Date: May 31, 2011
Although foreign banks in China grew moderately in 2010, fierce competition from large domestic banks and stifling regulations prevent them from reaching their full potential.
Author: Research Categories: China, Industry Outlook Keywords: Top 10 Foreign Banks, Domestic banks, Assets, Profit, NPL, ROA Research Note
Will NAB lead the mortgage business in Australia?
Date: May 24, 2011
Mortgage competition has grown in Australia significantly impacting margins of banks.
Author: Research Categories: Mortgage, Retail Banking Keywords: ANZ, CBA, NAB, Westpac, Australia Discussion slides
Better liquidity management encouraged for swifter intervention and recovery
Date: Apr 19, 2011
Colin Lawrence, director, prudential risk division, Financial Services Authority, UK, discusses the benefits of enhancing liquidity management and what needs to be done to achieve this.
Author: Colin Lawrence Categories: Asian Banker Summit 2011, Risk and Regulation Keywords: Liquidity management Analysis
Emerging market banks show strength
Banks in developed markets are still floundering, even as they emerge out of chronic loss-making. Research Note
Banks in India continue to be under pressure rebuilding their consumer banking portfolio
Date: Mar 28, 2011
All major players in India have decreased their investments in the credit card business due to high delinquency rates.
Author: Research Categories: Consumer Credit, India, Mortgage, Retail Banking Keywords: RBI, SBI Research Note
Despite rapid expansion of Indian banks' distribution network, adoption rates of electronic channels remain low
Date: Mar 28, 2011
Insufficient infrastructure has led to banks expanding their main distribution channels in which private sector and public banks pursue different growth strategies.
Author: Research Categories: India, Internet Banking, Retail Banking Keywords: ICICI Bank, HDFC Bank News Analysis
Fallen assets infect all liabilities
Date: Mar 16, 2011
Three years after the crisis, the banking industry is still powerless to prevent large financial institutions from collapsing and impacting entire financial markets.
Author: Peter Hoflich Categories: Regulation, Risk and Regulation Keywords: Independent Comission on Banking, Dodd Frank, UK, US Research Note
Excess cash in the branch network is driving up costs
Date: Mar 14, 2011
The cost of holding excess cash in a bank’s branch network is the single largest cost driver after labour costs for emerging market banks in Asia Pacific.
Author: Research Categories: Cash Management Cycle, Retail Banking Keywords: India, Cost of Cash, Transaction Structure, Process Optimisation, Security Proceedings Report
Indian banks face challenges in establishing a comprehensive cost efficiency perspective
Date: Mar 03, 2011
At The Asian Banker India Retail Banking Dialogue in Mumbai in February 2011, bankers discussed how to manage cost and increase efficiencies in branch transformation exercises, cash management and self service channels.
Author: Research Categories: Branch Banking, Retail Banking Keywords: India, Branch banking, Cash management cycle, Cost efficiencies News Analysis
Asian e-commerce values outpace US and UK
Date: Feb 28, 2011
Japan has the highest amount of online spend, while South Korea is leading interms of amount spent per person.
Author: Doron Foo Categories: Datafile, Internet Banking, Japan, Retail Banking, South Korea Keywords: Online spending Research Note
Rakuten Group in Japan generates $120.4 million from online card shopping
Date: Feb 21, 2011
This 12-page research note discusses the successful
e-commerce business model of Japan's Rakuten Group, key success factors and
possible application to commercial banks. Rakuten Bank, the internet only
bank, leverages on an active user base of 36% of the parent group's total
customer base for loyalty programmes and frequent online purchases.
Author: Research Categories: Internet Banking, Retail Banking Keywords: Japan, Rakuten Bank Research Report
Australian banks prove themselves regionally with high loan growth and low NPLs - AB500 Australia
Date: Nov 22, 2010
At our heads of retail banking meeting in Indonesia in August 2010, bankers discussed the shortcomings in channel expansion, the slow growth of mobile banking, a dynamic customer base and a more pro-active regulator.
Author: Research Categories: Asian Banker 500, Australia, Industry Outlook Keywords: NAB, Westpac, CBA, ANZ Analysis
Chinese banks keep costs low, but earn lowest fees among Asia Pacific peers
Date: Oct 29, 2010
Banks in developed markets are still floundering, even as they emerge out of chronic loss-making
Author: Research Categories: Asian Banker 500, China, Industry Outlook Keywords: China Banking Regulatory Commission, Agricultural Bank of China, ICBC, China Construction Bank, Bank of China Research Report
Chinese banks keep costs low, but earn lowest fees among Asia Pacific peers - AB500 China
Date: Oct 06, 2010
AB500 shows Chinese banks appear to have the lowest average cost-to-income ratios at 38%, and fifth-lowest level of average gross NPL ratio at 1.8%, lower than India, Japan and Southeast Asian countries.
Author: Research Categories: Asian Banker 500, China, Industry Outlook Keywords: China Banking Regulatory Commission, Agricultural Bank of China, ICBC, China Construction Bank, Bank of China Research Report
Asian Banker size and strength survey adds on 200 banks from 21 countries
Date: Oct 01, 2010
This year 200 new banks have been added to The Asian Banker's annual study of the financial and business performance of the commercial banking industry in the Asia Pacific region.
Author: Research Categories: Asian Banker 500, Industry Outlook Keywords: Performance Analysis
Australian banks have high loan growth, lowest NPLs in region
Date: Oct 01, 2010
While Australian banks lead the region in several indicators, New Zealand banks lead in ROE.
Author: Research Categories: Asian Banker 500, Australia Keywords: NPL, New Zealand, High Loan Growth Research Report
The excellence in retail financial services programme 2010 country reports
Date: Jun 28, 2010
The excellence in retail financial services programme 2010 country reports recognizes banks that have been simplifying their processes and launching innovative products.
Author: Research Categories: Australia, Bangladesh, Brunei, Central Asia, China, Hong Kong, India, Indonesia, Industry Outlook, Japan, Jordan, Korea, Kuwait, Malaysia, Pakistan, Philippines, Retail Banking, Saudi Arabia, Singapore, Sri Lanka, Taiwan, Thailand, UAE, Vietnam Keywords: Channel Evolution, Best Practices, Unified Regional Strategy, Product Offerings, Effective Management Discussion slides
Agricultural Bank of China’s rural focus a potential drag rather than a driver
Date: Jun 28, 2010
General development and economy, efficiency of big 5 banks
Author: Research Categories: Agricultural Bank of China, Asian Banker 500, China Keywords: Discussion slides
China UnionPay’s growing regional power a thorn in Visa’s hegemony
Date: Jun 25, 2010
Banks might comply with Visa’s demand to stop processing international transactions using CUP’s system given the hefty fines involved.
Author: Research Categories: Asian Banker 500, Retail Banking, Retail Payments Keywords: Agricultural Bank of China, Economic Development Research Note
Five key branch banking trends in mature Asian markets - branch automation (future focus)
Date: Jun 22, 2010
Author: Research Categories: Branch Banking, Retail Banking Keywords: Banking Trends, Mature Asian Markets Research Note
Building high performance branches - branch automation (future focus)
Date: Jun 02, 2010
Author: Research Categories: Branch Banking, Retail Banking Keywords: Branch Automation, Branch Performance Research Report
Managing the great transaction banking sea change
Date: May 19, 2010
Regional survey of global and local transaction banks by Asian Banker Research shows banks are putting more focus on product innovation to match stiff client requirements.
Author: Research Categories: Cash, Treasury & Trade, Transaction Banking Keywords: Client Requirements, Liquidity Management, Financial Incentives Research Report
Asian banks well positioned for Basel III
Date: May 10, 2010
For the top five banks in each Asia Pacific region market (and the top three banks in Singapore), asset quality has moved at counter trends over the 2007-2009 financial years.
Author: Research Categories: Basel III, Risk Management Keywords: China Merchants Bank, Bank of China, Public Bank, DBS, CIMB, Maybank, UOB Research Note
Identifying anti-money laundering issues in Chinese banks - development of AML capabilities in Chinese banks, critical elements, and best practice
Date: Apr 28, 2010
Author: Research Categories: China, Money Laundering, Risk and Regulation Keywords: Research Report
Almost all major regional banks saw a drop in profit in their retail banking business in 2009
Date: Apr 15, 2010
Asian Banker Research has conducted a broad retail bank benchmarking, with this report showing three banks each from Malaysia, Singapore and Hong Kong/regional, along with Citicorp (Asia).
Author: Research Categories: Industry Outlook, Retail Banking Keywords: Citicorp, Bank Profitability, Income Growth, UOB, OCBC, DBS, Maybank, CIMB Research Note
Research Note
Vietnam, Indonesia, and Pakistan are far under-branched among Asian markets - branch penetration (commercial bank branches per 1,000 KM2 and per 100,000 adults) by country
Date: Mar 28, 2010
Author: Research Categories: Comparative Country Profile, Retail Banking Keywords: Branch Penetration, Commercial Bank Branch Research Note
Asia’s developing retail banking landscape – building sustainable customer relationships - retail banking landscape (trends, key operational initiatives, challenges), and effective customer communication
Date: Mar 17, 2010
Author: Research Categories: Retail Banking Keywords: Sustainable Customer Relationships, Retail Landscape, Operational Initiatives, Customer Communication AB500
Asia’s best performing banks score high in domestic markets
Date: Mar 16, 2010
Over the past five years, Asia’s best-performing banks have beaten domestic markets by 18.7% and rewarded their shareholders handsomely.
Author: Research Categories: Asian Banker 500, Industry Outlook, Investor Audit Keywords: Shanghai Pudong Development Bank, China Merchants Bank, RTSR, Domestic Market, TSR Research Report
Asia’s developing retail banking landscape
Date: Mar 15, 2010
Building sustainable customer relationships in the retail banking landscape (trends, key operational initiatives, challenges), and effective customer communication.
Author: Research Categories: Retail Banking Keywords: Key Operational Initiatives, Customer Communication Report
Individual Country Profiles - Taiwan
Date: Jan 01, 2010
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Taiwan Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Indonesia
Date: Jan 01, 2010
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Indonesia Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Korea
Date: Jan 01, 2010
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Korea Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Philippines
Date: Jan 01, 2010
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Philippines Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Hong Kong
Date: Jan 01, 2010
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Hong Kong Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Singapore
Date: Jan 01, 2010
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, India Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - China
Date: Jan 01, 2010
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: China, Databook Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Japan
Date: Jan 01, 2010
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Japan Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Thailand
Date: Jan 01, 2010
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Thailand Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Vietnam
Date: Jan 01, 2010
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Databook, Vietnam Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Individual Country Profiles - Australia
Date: Jan 01, 2010
Each Individual Country Profile includes statistical tables encompassing information on macro environment, population and household demographics, financial service industry profile, banking industry profile, retail distribution, and payment system.
Author: Doron Foo Categories: Australia, Databook Keywords: GDP per Capita, Public Finances, External Debt, Balance of Payments, Inflation, Unemployment Rate, Financial Intermediaries, Domestic Financing, Interest Rates, Deposit and Loan Accounts, Balance Sheet Growth, Asset Quality, Capital Adequacy Ratio, Bank Branches, ATMs, EFTPOS, Credit Card, Debit Card, Cheques Report
Comparative Country Profiles
Date: Jan 01, 2010
The charts in this section are based on previous section and are divided in to six categories. These tables and graphs allow users to contrast and rank all the countries more clearly in many different ways.
Author: Aditya Puri Categories: Comparative Country Profile, Databook Keywords: Data Research Note
CEO remuneration - learn to combat compensation
Date: Oct 22, 2009
The search for a proper balance of risk and reward is on; some of the answers may be found in Asia Pacific region banks.
Author: Research Categories: Industry Outlook, Investor Audit, Operational Risk Management, Risk and Regulation Keywords: BAML, Macquarie Bank, ANZ, CEO Compensation Research Report
Most of the world's largest Islamic banks are concentrated in only five markets
Date: Sep 22, 2009
Asian Banker Research finds the world’s 100 largest wholly Islamic banks ranked by assets held more than $580 billion in assets in 2008, a 66% increase from the $350 billion they held in the previous year.
Author: Research Categories: Asian Banker 500, Industry Outlook, Investor Audit, Islamic Banking Keywords: Bank Melli Iran, Al Rajhi Bank Research Report
The Asian Banker 300 - 2009 Edition
Date: Sep 22, 2009
Financials (assets, liabilities, profit, ROA, ROE, NPL, tier 1 CAR, total CAR)
Author: Research Categories: Asian Banker 500, Industry Outlook, Investor Audit Keywords: Research Report
The ATMs, cash dispensing and retail payments report 2009
Date: Sep 02, 2009
ATM and EFTPOS (value and volume of transactions), country capsules (Australia, China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore, Taiwan, Thailand, Vietnam)
Author: Research Categories: Comparative Country Profile, Databook, Retail Banking, Retail Payments Keywords: ATM, EFTPOS Discussion slides
Opportunities and risks of JVs for international banks in China's retail banking industry
Evolution of consumer banking, and top concerns by international investors for Chinese banks Discussion slides
Regulators coming with a vengeance
Date: Aug 26, 2009
Following mis-selling incidents, banks must improve sales processes and customer protection.
Author: Research Categories: Regulation, Retail Banking, Retail Sales, Risk and Regulation Keywords: Discussion slides
Building a sustainable sales process bases on the seamless integration of back and middle office
Date: Aug 24, 2009
Current weaknesses can be overcome by client suitability profiling complemented with middle and back office verifications to reinforce existing selling processes.
Author: Research Categories: Customer Centricity, Data & Analytics, FSI Customer Relationship Management , Retail Banking, Risk & Performance, Technology & Operations, Wealth Management Keywords: Profiling, Product Development, Sourcing Discussion slides
Customer communication is key for customer retention
Date: Aug 20, 2009
Building a interactive communication strategy, strategic levers of client retention, and customer communication (frequency, quality, and documentation) are key to customer retention.
Author: Research Categories: Data & Analytics, FSI Customer Relationship Management , Retail Banking, Risk & Performance, Wealth Management Keywords: Customer Retention, Support Capabilities, Selling Process, Customer Insight Research Report
The excellence in retail financial services programme 2009 country reports
Date: Aug 20, 2009
The excellence in retail financial services programme 2009 country reports is an important 88-page report that recognizes banks that have been simplifying their processes and launching innovative products.
Author: Research Categories: Asian Banker 500, Retail Banking Keywords: Sustainability, Financial Stability, Annual Performance, Ethical Guidelines Discussion slides
Rebuilding trust requires banks to revisit the sales and due diligence process - strategic levers of client retention
Date: Aug 19, 2009
Author: Research Categories: Customer Relationship Management, Retail Banking, Wealth Management Keywords: Discussion slides
Banks aggressively move towards electronic communication
Channel strategy balance need as this is the most effective means of customer communication Discussion slides
Unlocking the value chain in payments & transaction management
Payments developments by country, mapping business opportunities at the front end, merchant acquiring business and challenges Discussion slides
Transforming payments into a business, rather than a liability
Key developments in global payments today, and new opportunities in payments Discussion slides
Best practices in business integration
Integrating payments across business segments in international banks to improve efficiency. Research Report
Building a robust emergency programme for pandemics in financial services
Date: May 15, 2009
Lessons from SARS (2003) and avian flu outbreak lead to exploration on permanent integration of dealing with pandemics in financial institution’s business continuity planning.
Author: Research Categories: Operational Risk & Security Keywords: SARS, Pandemic, Business Continuity Daily News On The Financial Services Industry
Date
News/Press Releases
May 17, 2012
May 17, 2012
May 16, 2012
May 16, 2012
 |
 Table of Contents A rich repository of deep industry profile, data and analytics.
 Our Methodology
Calendar of Activities
|
