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| Financial Performance |
33.3% |
25% |
Profitability |
ROE |
| ROE Improvement |
| ROA |
| ROA Improvement |
| Cost/Income Ratio |
| Cost/Income Ratio Improvement |
| 25% |
Asset Quality |
NPL Ratio |
| NPL Ratio Change |
| Loan Loss Coverage |
| 25% |
Liquidity |
Loan/Deposit Ratio |
| Liquid Asset/Deposit Ratio |
| 25% |
Capital Adequacy |
Tier 1 CAR |
| Total CAR |
| Common Equity/Asset |
| Investor Relations Services |
33.3% |
16.6% |
Information Disclosure |
Website has up-to-date biz operations |
| Website has up-to-date financial statements |
| Website has up-to-date press release |
| Website has up-to-date shareholding structure |
| Website has up-to-date organizational structure |
| Website has up-to-date corporate group structure |
| Website has up-to-date annual report to download |
| Website has notice to call shareholders' meeting |
| 16.6% |
Financial Result Reporting |
Financial reporting frequency |
| Time the bank takes to report financial results |
| 16.6% |
Strength of IR Department |
Separate IR department |
| Number of dedicated IR officers |
| IR contact info |
| Biggest equity/rights issue/preferred share raising activity in last 2 yrs |
| 16.6% |
Response to Queries |
Time for the bank to respond to information requested |
| Completeness of info requested |
| 16.6% |
Independent Directors |
% of independent shareholders |
| 16.6% |
Transparency of Board/Remuneration |
Disclosure of director nomination procedure |
| Disclosure of directors annual remuneration |
| Disclosure of CEO annual remuneration |
| Disclosure of board meetings and attendance |
| Disclosure of risk committee meetings and attendance |
| Numerical limits on multiple directorships |
| Disclosure of CEO shareholding |
| Disclosure of each director's shareholding |
| Whether proxy voting is allowed |
| Shareholder Return |
33.3% |
100% |
Shareholder Return |
Relative total shareholder return |
| Composite Score |
100% |
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