Banking in Brief
We follow bloggers who provide alternative, meaningful, serious and sometimes irreverent insights into the industry
Our research and analysis on Research Note
The following in-depth pieces represent our archive of research and analysis on Research Note.
Chinese banks enhancing direct banking channels to cater to increased demand
Date: May 22, 2013Although 60% of domestic banking customers are shifting to more direct banking methods, most would still want access to physical branches.
Author: Baron Laudermilk
Categories: Channels, China, Direct Banking, Internet Banking, Mobile Banking, Retail Banking, Technology & Operations
Keywords: China Merchants Bank, ICBC, China Minsheng Bank, Bank of Beijing
Hong Kong's Rmb RTGS system supports its role as global Rmb clearing and settlement platform
Date: May 10, 2013Hong Kong handles 84.6% of offshore Rmb trade settlements, with demand for offshore Rmb financing and investments on the rise.
Author: Wendy Weng
Categories: Asian Banker 500, Cash, Treasury & Trade, China, Databook, Hong Kong, Rmb, Transaction Banking
Keywords: HKMA, RTGS, Dim Sum Bonds
Hong Kong banks must deliver a needs-based selling approach to build customer loyalty
Date: May 07, 2013Banks’ core retail deposit generation ability at branch level linked with strength of franchise and customer trust.
Categories: Deposits and Liabilities, Hong Kong, Retail Banking, Wealth Management
Keywords: BEA, Hang Seng Bank, BoC, HSBC
Australian banks shift channel focus showing slower growth in traditional channels usage
Date: Apr 25, 2013With the positive take-up rate amongst Australian retail customers, mobile banking will be instrumental in altering the way bank branches are used going forward.
Author: Durva Lakhlani
Categories: Asian Banker 500, ATMs & Kiosks, Australia, Cards, Channels, Databook, Mobile Banking, Retail Banking, Technology & Operations
Keywords: CBA, Kaching, ANZ, NAB, Citibank, Westpac, HSBC
Affordability the key paradigm in long-term debt sustenance in consumer lending in Saudi Arabia
Date: Apr 24, 2013Having grown its market share in the mortgage business over the last four years, Samba Financial Group plans to transform itself into a diversified retail banking player.
Categories: Mortgage, Retail Banking, Saudi Arabia
Keywords: Eisa Al Eisa, Samba Financial Group, Citibank
Heightened regulations and changing consumer mind-set challenge retail banking growth
Date: Mar 27, 2013Retail banks in the Middle East and Asia Pacific will need to quickly shift from being account-focused to becoming more customer-centric so as to stay ahead of the curve.
Categories: Brunei, Cards, Hong Kong, Indonesia, Mortgage, Regulation, Retail Banking, Risk and Regulation, Singapore, South Korea, Taiwan, UAE
Keywords: Abu Dhabi Commercial Bank, AMDB, BNM, Malaysia, Maybank, CIMB, BI, OCBC, UOB, KHFC, Shinhan Bank, Kookmin Bank, HKMA, HSBC, Hang Seng Bank
Singaporean banks’ lacklustre 2012 performances hint at ongoing recovery
Date: Mar 07, 2013The future of retail financial services in the island-state points to compressed margins and even lower top line growth.
Categories: Private Banking, Retail Banking, Singapore
Keywords: DBS, UOB, OCBC, POSB
Chinese banks' matured approach to IT partnerships bodes well for domestic financial eco-system
Date: Mar 06, 2013Chinese banks now look at five decisive factors when selecting prospective IT partners – brand, work history, committed resources, quality of service, and cost.
Author: Baron Laudermilk
Categories: China, Core Banking, Customer Centricity, Innovation, Technology & Operations
Keywords: HRCU, TCS, Liu Zhigao, China CITIC Bank, SAS, Lu Tianggui, Oracle, Harbin Bank, BoC, Du Quan