Our research and analysis on Consumer Finance
The following in-depth pieces represent our archive of research and analysis on Consumer Finance.
Improving wallet share and onboarding the unbanked key focus for Philippine banks
Date: Nov 04, 2013 | Author: Research
Proceedings report from The Asian Banker’s Philippine Heads of Retail Banking Dialogue 2013, on the areas of competition within retail banks today.
Philippine retail banks punch below potential weight
Date: Oct 24, 2013 | Author: Research
Despite enjoying robust economic growth, the Philippines' retail banking sector lags behind many of its neighbouring peers, with persistently high operating costs.
Sky-high household debt puts Malaysia’s economic growth at risk
Date: Jun 27, 2013 | Author: Magessan Raj
Consumer debt in Malaysia stood at 80.5% of its GDP as of 2012, higher than the government debt level of 53%.
Increased debit card uptake in South Korea drives down credit card growth margin
Date: Jun 07, 2013 | Author: Wendy Weng
Growth in total credit card transaction value rose a mere 3.9% to $524.8m in 2012, much slower than the 9.5% growth notched in 2011.
SBV to enhance domestic banking landscape through non-cash payment reform
Date: Jun 05, 2013 | Author: Bertrand Pigeon
The central bank plans to have 250,000 POS in place to process 200 million card payment transactions by 2015.
One Click Mortgage solution enables greater cost-efficiency for Hana Bank
Date: Mar 19, 2013 | Author: Research
Hana Bank’s One Click Mortgage is the only online mortgage product to date, in the South Korean market, that offers full online functionality – from e-application to e-closing.
VIDEO: “The banking system has been a terrible disappointment because it failed”
Date: Nov 22, 2012 | Author: The Banking Conversation
Professor Muhammad Yunus, Nobel laureate and founder of Grameen Bank discusses the failure of investment banking approach to microfinance in India, the need to be tied to the real economy, and microfinance in the US.
Interview transcript: Professor Muhammad Yunus, Founder and Former CEO, Grameen Bank
Date: Nov 16, 2012 | Author: Editorial
Professor Muhammad Yunus, Nobel laureate and founder of Grameen Bank discusses introducing financial services to the poor, developing the Social Business idea, and reinventing today's banking system.